Central Bank Rate: 14.50%
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Loan Apps Zambia

22 Verified Lenders • From 20.0% APR

Central Bank Rate 14.50%
Inflation Rate 12.30%
GDP/Capita ZMW 9,171
Average Monthly Salary ZMW 5,883
Income Tax Rate 37.0%
Average Property Price ZMW 1,175K
Unemployment Rate 11.0%

Loan Types Available

Personal Loans

Interest Rate 20.00% - 35.00%
Loan Amount ZMW 1,000 - 300K
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Business Loans

Interest Rate 25.00% - 35.00%
Loan Amount ZMW 10,000 - 10,000K
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Student Loans

Interest Rate 0.00% - 0.00%
Loan Amount ZMW 10,000 - 200K
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Mortgage Loans

Interest Rate 16.00% - 21.00%
Loan Amount ZMW 50,000 - 5,000K
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Auto Loans

Interest Rate 15.00% - 18.00%
Loan Amount ZMW 20,000 - 1,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Not Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

RapidMoney

4.7
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Vista Finance Limited

4.7
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Moji Loan Dev

4.6
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Unifi Zambia

4.6
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SuperKwacha Dev

4.5
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PowerKwacha

4.4
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Loan Calculator

Monthly Payment ZMW 890
Total Cost ZMW 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews